What's News?

Here you will find a series of recent articles relating our activities and advice regarding management of your personal wealth portfolio

Retiring abroad

Retiring abroad is a dream for many expats, offering the promise of new adventures, cultural experiences, and a change of pace. However, planning for retirement as an expat comes with

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Stuck in the middle with you

If you find yourself sandwiched between the financial responsibilities of supporting ageing parents and grown children while trying to save for your own retirement and settling in a new country,

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Managing the money mind games

Picture this: you’re sitting at your desk in your recently renovated home office, staring at your computer screen with a mixture of excitement and trepidation. The stock market is soaring,

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Financial Planners vs. Advisers

Whether you’re an expat exploring the global financial landscape or simply looking to make the most of your hard-earned money, you might be wondering about the difference between financial planners

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Positive ageing

As we work with clients who are entering their later years and managing their retirement, we find that they are often tinged with the challenge of loneliness. Retirement, the loss

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The cash that flew the coup!

Budgeting… that’s where the fun begins! When it comes to financial planning, one of the very first topics I dive into with new clients is budgeting. And it’s not always

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Is it still tax-free?

In our quest for sunnier shores and new adventures, one critical financial aspect often overlooked is the tax treatment of UK pensions abroad. It’s a common assumption that the tax

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Tech and your tenners

I’ve always been fascinated with technology and how is helps us with our money – right from a kid with a fistful of tenners to my current position in our

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The price of coffee and inflation

In my two decades of living in various countries and working with clients worldwide, I’ve seen firsthand how inflation can influence everything from the cost of a morning coffee and

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MASTHEAD FAIS COMPLIANT SEAL FOR 2023

Northern Cross Wealth Management are proud to announce that we have been awarded the Masthead FAIS Compliant Seal for 2023.  This is the seventh consecutive year we have been awarded the Seal, which provides

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Take your finances off autopilot

Ever caught yourself driving home and suddenly realized you barely remember the journey? It’s a classic case of running on autopilot, a state we often unknowingly slip into during our

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Priceless financial planning

Between the ebb and flow of daily life and the cacophony of financial jargon, tools, and evolving strategies, it’s alarmingly easy to lose sight of the path ahead. What often

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The ultimate out-of-office email

At Northern Cross Wealth Management, we believe that being wealthy goes beyond accumulating vast sums of money through relentless hard work. If you’ve achieved financial success, do you still find

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No translations required

If you’ve ever lived abroad or dealt with international finances, you know how the seemingly simple can become complicated. Add to this, the language of finance and financial planning itself

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Where there’s an asset… there should be a Will

In the last few years, I have helped some clients with their Wills, estate planning and managing estates after their passing. It’s a hard time for the family, and it’s always more challenging when there isn’t an adequately structured Last Will and Testament in place.

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The power of a POA (Power of Attorney)

A Power of Attorney is a legal document that grants someone else the authority to make decisions on your behalf. It can be a valuable tool for protecting your interests, as well as for ensuring that your wishes are carried out if you become incapacitated or otherwise unable to make decisions for yourself.

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Do you know what CFP® stands for?

A CFP® (Certified Financial Planner) is a professional designation awarded to financial advisers who have completed a rigorous education and training program, passed a comprehensive certification process, and demonstrated their commitment to the highest ethical standards in the industry.

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Why does inflation get so high?

When we read economic reports and follow financial news, recent commentary has expressed concerns about the height of global inflation, and it’s easy to wonder why inflation gets as high as it does.

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Is it planning or advising?

In our complex world of financial products, markets, consulting, advising, planning and processing fiduciary requests, we often get asked what the difference is between financial planning and financial advice.

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Two-factor authentication (2FA) and how it can help

The demand for 2FA has grown as businesses, governments, and the public recognise that passwords are often not secure enough to protect user accounts in the current online landscape. We read that the average cost of data breaches today is over two trillion dollars annually.

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Keep Calm and Invest On

When it comes to investments, it’s essential to stay focused on the bigger picture – especially when political tomfoolery has us itching to move investments out of the market and into cash.

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No-brainer explainer on non-doms for UK citizens

It may not be your cuppa tea, but if you want to know a little more (high-level) on domicile rules and find answers to some of the most common questions about them, we found a brilliant piece on tax.org.uk. Here are some brief clips from the article.

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Ready and Willing

Here’s the thing about financial planning: we don’t plan out of fear; we plan so that we can extend our peace of mind. This is why wills form such a

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Messy, not perfect

It’s hard not to become fixated on getting things perfect. It may not be in all areas of our lives, but for almost all of us, we have skills, relationships

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From bags to riches

We often think of things like stocks, bonds, mutual funds, annuities and assets as investments. But, investments are a broad area. According to Investopedia, an investment involves putting capital to

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Want to avoid a lapsed policy?

When the purse strings are pulled tight, it’s challenging to look at your statement and see monthly amounts deducted for insurance payments. Whether the risk policies are for health care,

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