Need a nudge?
As an international financial planner licensed in the UK, US, France, and South Africa, I’ve had the privilege of working with expats and global citizens from diverse backgrounds. This experience has shown me that while our financial challenges may vary, the psychological principles that guide our decisions are remarkably universal. This is where the concept […]
Purpose, Priorities, Planning and Progress
True financial wealth isn’t just about hitting specific monetary targets. It’s about crafting a life where your resources are aligned with your values and aspirations, leading to a sense of fulfilment beyond the bank balance. In Brian Portnoy’s The Geometry of Wealth, he explores how financial success is ultimately about achieving funded contentment—a balance between […]
Back to basics
Here’s the thing about financial planning—whether you’re living in France, or juggling assets and obligations in the UK, US, or South Africa—it’s not as complicated as it sounds. I often find that it all comes back to the basics. I recently took a quick trip back to the UK to see my family and some […]
One size never fits all
Picture a bustling farmer’s market, with stalls brimming with colourful produce, freshly baked bread, and all sorts of artisanal goods. Each stand offers something different—whether it’s a perfectly ripened tomato or a loaf of rustic sourdough, it’s clear that the market caters to a diverse crowd with varying tastes, dietary needs, and preferences. Now, imagine […]
Balancing Life: What’s Enough?
Recently, I’ve been reflecting on the idea of balance. I often travel overseas to visit clients, but I also try to include visits with family, friends and colleagues that I’ve made and tried hard to stay connected with. We often hear about work-life balance, but this concept can be quite limiting. It suggests a separation […]
Is your financial mindset enough?
Often, when people sit down to plan their finances, they ask themselves (or their planner asks them), “How much do I need?” or, even more challenging to answer, “How much is enough?” But what if we could dig a little deeper and not just think about ‘enough money’ but a mindset of ‘enough’? When it […]
And then there’s you, proving them wrong.
“There will be haters, there will be doubters, there will be non-believers, and then there will be you proving them wrong.” This powerful quote by Jennifer Van Allen resonates deeply with me, both as a professional and someone who has lived the ups and downs of life as an expat. It speaks to the resilience […]
Retiring abroad
Retiring abroad is a dream for many expats, offering the promise of new adventures, cultural experiences, and a change of pace. However, planning for retirement as an expat comes with its own set of unique challenges and considerations. From currency fluctuations and tax implications to healthcare and estate planning, there are a myriad of factors […]
Stuck in the middle with you
If you find yourself sandwiched between the financial responsibilities of supporting ageing parents and grown children while trying to save for your own retirement and settling in a new country, you’re not alone. We’re stuck in the middle with you. Welcome to the “sandwich generation,” a term coined to describe those who are stuck in […]
Kindness is the most valuable currency
As I sit in my office, reflecting on the countless experiences and interactions I’ve had with clients from all walks of life, I can’t help but marvel at the power of kindness. Throughout my years as a financial planner, I’ve had the privilege of working with individuals who have moved around the globe, immersing themselves […]