What happened to international markets in 2022?

After a difficult 2022 for investors, 2023 has begun by offering a welcome change with stocks rising and inflation rates declining. But why exactly was 2022 such a challenging year for international markets?

Why does inflation get so high?

When we read economic reports and follow financial news, recent commentary has expressed concerns about the height of global inflation, and it’s easy to wonder why inflation gets as high as it does.

No-brainer explainer on non-doms for UK citizens

It may not be your cuppa tea, but if you want to know a little more (high-level) on domicile rules and find answers to some of the most common questions about them, we found a brilliant piece on tax.org.uk. Here are some brief clips from the article.

Ready and Willing

Here’s the thing about financial planning: we don’t plan out of fear; we plan so that we can extend our peace of mind. This is why wills form such a key role in our planning. However, engaging in this process can be clumsy, confusing, and a little hairy, and as Ricky Gervais once said, where […]

Cruise through a cost-of-living crisis

No one likes to plan for a time when we might not have enough money to make ends meet. Often, when we plan or make financial decisions, we assume that our future self will have enough money to pay for the decisions we make today. Sometimes this turns out to be accurate, but sometimes it […]

From bags to riches

We often think of things like stocks, bonds, mutual funds, annuities and assets as investments. But, investments are a broad area. According to Investopedia, an investment involves putting capital to use today to increase its value over time. An investment requires putting capital to work, in the form of time, money, effort, etc., in hopes […]

Want to avoid a lapsed policy?

When the purse strings are pulled tight, it’s challenging to look at your statement and see monthly amounts deducted for insurance payments. Whether the risk policies are for health care, income protection or the protection of assets, seeing them come off your account can be painful. As a result, many of us cut these policies […]

What’s happening in the markets?… is not always the best question

Whilst it’s good to have someone on your team (your financial adviser) who knows what’s happening in the markets, it’s not always helpful to relay all that information to you and have you make decisions about it. We can’t control the markets, but we can control our conversations about money. That’s why it’s not always […]

When the markets have you second-guessing

“Genuine travellers travel not to overcome distance but to discover distance.” James P Carse Investing money is always a paradox: it’s simple, complex, straightforward, challenging, mathematical, and unpredictable. It’s because of our emotional influence that plays a significant role in every decision we make. When investing in the markets, many have said it’s all about […]

Car insurance and your financial portfolio

When the effects of inflation are being felt more than ever, and global economies are stuck in a state of recovery, it’s common for us to sit down and review our monthly expenses in a fervent drive to reduce our expenses. As we scroll through our bank statements or budgeting apps, we will start to […]