Do you know what CFP® stands for?
A CFP® (Certified Financial Planner) is a professional designation awarded to financial advisers who have completed a rigorous education and training program, passed a comprehensive certification process, and demonstrated their commitment to the highest ethical standards in the industry.
Why does inflation get so high?
When we read economic reports and follow financial news, recent commentary has expressed concerns about the height of global inflation, and it’s easy to wonder why inflation gets as high as it does.
Two-factor authentication (2FA) and how it can help
The demand for 2FA has grown as businesses, governments, and the public recognise that passwords are often not secure enough to protect user accounts in the current online landscape. We read that the average cost of data breaches today is over two trillion dollars annually.
Keep Calm and Invest On
When it comes to investments, it’s essential to stay focused on the bigger picture – especially when political tomfoolery has us itching to move investments out of the market and into cash.
Tax traps when moving to France – Don’t get caught out!
When considering a move to France, tax planning is not usually at the forefront of one’s mind. For most, it’s one of the last things they look into over the more pressing concerns of opening a bank account, finding a property, buying a car, etc. However, it should be one of the first things you […]
Investor Emotion and Cognitive Biases
Individuals and businesses around the world experience various cycles associated with health, work and many other day-to-day occurrences. Investors aren’t any different, and many are currently going through a very tough period within the investor cycle, experiencing financial loss with their investments as the Coronavirus pandemic has turned into a major economic downturn. This is […]
UK Tax – what recent budget changes may affect me as an expatriate ?
U.K. State Pension. With the U.K. government’s ‘triple-lock’ commitment, the State Pension is currently increased each year by whichever is highest of inflation or 2.5% or average earnings. This means those on the older State Pension will see a 3.9% rise, from £129.20 to £134.25 per week (£262.60 extra a year). Lifetime allowance (LTA). This […]
Helping South Africans cast their safety net
Where’s your safety net? I am a proudly South African, small-town farmer’s son, from the northern parts of Zululand, KZN. I have heard my parents’ concerns regarding the weather effecting our crop, of theft during harvesting, of the cost of groceries going up year after year, and the threats to farmers’ lives, recently, more so […]
Is inheritance tax a voluntary tax?
Inheritance Tax (IHT) has been charged in Britain for hundreds of years, and was first introduced as part of the Stamps Act 1694, in order to help fund the war of the league of Augsburg. Nicknamed the “death tax”, it is paid when a person dies and leaves their assets to their beneficiaries, normally via […]
The next financial crisis…?
The 2008 financial crisis was brought about by, among other things, excessive risk-taking by banks throughout the western world, the most famous victim being Lehman Brothers, which filed for bankruptcy in 2008, ending 158-years of banking history dating back to 1850. The Lehman Brothers saga unleashed the true systemic risk that had been hidden in […]